THIS
HALF
Pawn your bags.
Nothing gets sold.
USDC against memes and stocks on Solana. A fixed price, a fixed date, and no price read in between.
Nothing on the ticket reads a price. There is no number it is waiting for.
Nothing can touch the pledge before the date. Not a wick, not a keeper, not us.
The term is fixed when the ticket is funded. Seven days or twenty-one, to the second.
Paid once, out of the USDC you take. No interest ticking while you sleep.
Ledger. Open, right now.
Written as it happens: the House, the tickets, the melt, and the last things that went across the counter.
Borrow. Leave the bag, take the USDC.
Pledge memes, Solana majors or tokenised stocks and walk out with USDC. The price to redeem is written on the ticket the second it is funded, and so is the date.
The ticket suggests what to lend and what it costs, from the bag’s own swings.
One transaction. The USDC lands in your wallet, less the 1% fee.
Pay what the ticket says and take the bag home. Or don’t, and keep the USDC.
SINCE THE TICKETYour ticket redeems it for the same price.
—
No liquidation. The ink doesn’t move.
Lenders that read a price sell your bag the moment it touches their line, at the bottom of the candle. Nothing written on a Monte ticket reads a price.
No health factor, no keeper sitting on a number, no auction at the bottom.
Funding plus the term, to the second. Nothing before it moves the bag.
Redeem and take it back, or keep the USDC and leave the bag behind.
Reading this week’s book…
On the date. Two ways out of the shop.
Both are the ticket doing its job. Neither needs anyone’s permission.
Redeem it, take it home.
Every bit of the upside is yours. The price on the ticket never changed after funding.
Keep the USDC, walk out.
The House keeps the pledge. You sold nothing at the bottom of a wick, and you owe nothing.
Lend. Be the House.
Deposit USDC in the House. It funds tickets whole and only by its own rules, and every ticket’s fixed cost reaches your shares over its term. When a borrower walks out, the House keeps the pledge and the shares that funded it claim it in kind.
Every loosened rule waits in public before it applies.
Paid at once, up to the House’s free cash.
Memes can go to zero. A walk-out pays the House in the bag.
Collateral. 27 bags, read live.
Live prices, and each one’s worst fall from a high in the last seven days.
Agents. Quote in one import.
Monte’s rule is a small open module. An agent imports it from this site, prices a ticket from live market data and checks which bags a price-reading lender would have sold. No key, no account, no server in between.
Read the moduleimport { quote, dailyVol, fetchCandles } from "https://montepawn.vercel.app/lib/monte.js"; const c = await fetchCandles(pool); // 21 days, 4h const t = quote({ value: 1000, tier: "meme", days: 7, ratio: 0.5, vol: dailyVol(c.map(x => x[1])) }); // { lent: 500, get: 495, redeem: 507.04, due: "…" }
Token. Every fee melts some.
The 1% fee is paid in the same instruction that funds the ticket, and split on chain. Half of it only ever buys $MONTE on the market and melts it, the way an old pawnshop melted the gold nobody came back for.
Half of every fee buys $MONTE on the market, in the same block the ticket is funded.
Everything the buyback wallet buys is melted in public. Nothing is minted back.
Hold 1,000,000 $MONTE when you list and your ticket opens at 0.5% instead of 1%.
The melt starts with the first ticket. The buyback melts at every 1 USDC it collects.
Nothing you pledge is sold.
